Cash Teller Machine
Banking without a branch, right where your clients are
The Philippines’ first QR-enabled teller machine. Your clients cash in, cash out, transfer funds, pay bills and buy e-load with the QR code from their bank or e-wallet app. No card needed.
Already serving rural banks and cooperatives from Negros Occidental to Davao del Sur. See where ↓
How it works
Three steps at the machine, with the app your clients already use.
- Choose a serviceOn the touch screen: cash in, get cash, send cash, pay bills or card services.
- Use your app or cardThe QR Ph code from a supported bank or e-wallet app, so no card is needed. A QR Ph card works too, and a local ATM card for getting cash.
- Deposit or collect cashCash goes in or comes out at the machine, close to home instead of a long trip to the branch.
What would you like to do? Cash in, get cash, send cash, pay bills, card service and more.
Why rural banks and cooperatives choose the Cash Teller Machine
- Serve clients where a full branch isn’t feasible
- Fewer long trips to the branch for your clients
- Shorter queues: routine transactions are self-service, so staff can focus on complex needs
- No card needed: clients use the bank or e-wallet app they already have
- Linked to banks, remittance centers and e-wallets
- Powered by TraxionPay, an electronic money issuer supervised by the BSP
“Even without a physical branch, having Traxion’s CTM machines ensures that we can meet the financial needs of our clients.”
Built for institutions that serve communities
Where Cash Teller Machines are running
Rural Bank of Escalante
Escalante City and Don Salvador Benedicto, Negros Occidental
Candelaria MPC with DigiCOOP
Cabadbaran City, Agusan del Norte: the first Cash Teller Machine in the Caraga region
Mount Carmel Rural Bank
Rolling out in Tanay, Lobo, Padre Garcia, Sta. Teresita and Lian
Goodlife Savings Credit Cooperative
Two machines in Digos City, Davao del Sur
What can clients do at a Cash Teller Machine?
Cash in, get cash, send cash (to another bank or e-wallet, or for pickup at a partner outlet), pay bills and buy e-load. With a QR Ph card, they can also check their balance and transfer funds.
Do clients need a bank card?
No. Clients can use the QR Ph code from a supported bank or e-wallet app, such as their bank’s or cooperative’s own app. The machine also takes QR Ph cards, and local ATM cards for getting cash.
How is a Cash Teller Machine different from an ATM?
It runs on QR Ph, so clients can use their bank or e-wallet app instead of a card, and it takes cash in as well as giving cash out, plus sending cash, bill payments and e-load. That lets it serve clients where a full branch isn’t feasible.
Who is it for?
Rural banks, cooperatives and microfinance institutions that want to serve clients beyond their branches. It is part of the RBPay Suite for rural banks and the DigiCOOP Suite for cooperatives.
Where are Cash Teller Machines running?
At the Rural Bank of Escalante in Negros Occidental, Candelaria MPC in Agusan del Norte (with DigiCOOP), Mount Carmel Rural Bank, and Goodlife Savings Credit Cooperative in Digos City, Davao del Sur.
Is it regulated?
The Cash Teller Machine is powered by TraxionPay, run by Traxion Pay Incorporated, an electronic money issuer supervised by the Bangko Sentral ng Pilipinas.
How do we get a Cash Teller Machine for our institution?
Send us an inquiry through the form, and tell us about your institution and where your clients are.
Bring banking closer to your clients
Tell us about your institution and where your clients are.
Get a Cash Teller Machine