Enabling Enablers

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Powering Digital Financial Inclusion

Your fintech team, already built.

End-to-end fintech infrastructure for Philippine banks, cooperatives, and merchants. We build, integrate, and manage your custom digital transformation so you can focus on scaling.

Since 2015
Building for Philippine finance
BSP-supervised
E-money issuer and payment system operator
PCI DSS & SOC 2 Type 1
Certified operations

Trusted by leading Philippine institutions

  • LANDBANK
  • IEMOP
  • Welcome Bank
  • AIM Global
  • BIBO Super App
  • beep
  • BayadPo
  • Mount Carmel Rural Bank
  • Rural Bank of Escalante
  • Rural Bank of Sagay
  • Goodlife Savings Credit Cooperative
  • Candelaria Multipurpose Cooperative
  • MAGSIGE Multipurpose Cooperative
  • Tekton Entre Multipurpose Cooperative
  • Sta. Monica Bukidnon Multi-purpose Cooperative
  • San Jose Multi-purpose Cooperative
  • ADVEYES Optical Clinic
  • LTM Food Products
  • RJL Cakes and Pastries

What we do

Tell us who you serve and we'll show you what we can run for you. Every service below sits on the same platform, so you can start with one and add the rest when you're ready.

  • Built into every service above

    Stay compliant and secure

    Monitor transactions for money laundering and fraud, prepare regulatory reports, and keep your systems to the security standards auditors ask for.

    Request our security and compliance documents

    Licensed and certified

    • BSP-supervised
    • PCI DSS
    • SOC 2 Type 1
    • NPC registered
    What each one covers
    • Fraud and AML Monitoring on every transaction
    • Regulatory reports For the AMLC, BSP, CIC and CDA
    • API security APIs and AI workloads protected with Ammune.AI
    • Security operations PCI DSS certified and SOC 2 Type 1

Traxion products

Platforms we built and run ourselves, each with its own site.

  • 01 / 06 AML, fraud and regulatory reporting

    TraxionRight

    Every report complete, checked and on time.

    • Connects to your core banking system
    • Watches every transaction for fraud and money laundering
    • Prepares your AMLC, BSP, CIC and CDA reports
    Built for Rural and thrift banksCooperativesMicrofinance institutionsLendersE-money issuers
    Visit traxionright.com (opens in a new tab)
  • 02 / 06 Core banking, eKYC, lending and reporting

    OpenFinance

    Big bank tools. Your name on the door.

    • Self-onboarding with reusable eKYC
    • AI-assisted lending
    • Electronic post-dated payments and regulatory reports
    Built for Rural banksCooperativesMicrofinance NGOsThrift banksCredit unions
    Visit openfinance.ph (opens in a new tab)
  • 03 / 06 Bills payment

    Baiyarin

    Collected now. Settled now.

    • Every payment settled in real time to your bank or wallet
    • A QR Ph code on every bill
    • No pre-funding for agents and partners
    Built for BillersRural banksCooperativesStoresPartner apps
    Visit baiyarin.traxiontech.net (opens in a new tab)
  • 04 / 06 Digital payments

    TraxionPay

    The future of digital payments in the Philippines.

    • E-wallets, QR Ph, online banking and cards
    • Over-the-counter and remittance
    • Collect, settle and pay out on one BSP-supervised platform
    Built for IndividualsMerchantsEnterprises
    Visit traxionpay.com (opens in a new tab)
  • 05 / 06 Branch-lite banking as a service

    dxBank

    Your complete turnkey solution for branch-lite deployment.

    • Branch-lite units on BSP Circular 987
    • Cash Teller Machines and smart tellers
    • Digital banking, eKYC and mobile financial services
    Built for BanksFinancial institutions
    Visit dxbank.ph (opens in a new tab)
  • 06 / 06 Online donations and fundraising

    Give Online Today

    Empowering charities, churches and communities to receive donations online.

    • Your donation platform in minutes
    • Secure, transparent online giving
    • Tithe and offering collection made simple
    Built for CharitiesChurchesCommunities
    Visit giveonlinetoday.com (opens in a new tab)

Beyond finance

The same platform and team also serve government, schools, enterprises, and public safety.

What “fully managed” means

You keep the customer relationship and the decisions. We carry the technology from setup to daily operations.

You keep

  • Your brand
  • Your members and customers
  • Your records
  • The decisions

We handle

  • Setup and connection to your core and channels
  • Moving your records and training your people
  • Hosting, monitoring and updates
  • Support
  • Security controls and audit trails
  • Regulatory reports, current as rules change
  1. Once

    We set it up

    We configure your brand, connect to your core and your channels, migrate your records and train your people.

  2. Every day

    We run it and keep it compliant

    Hosting, monitoring, updates and support are on us, and security controls, audit trails and regulatory reports stay current as rules change. Your staff use the system; they never have to maintain it.

  3. When you’re ready

    You add more

    Start with one service. Add payments, wallets or machines later on the same platform, without another project.

Talk to us about onboarding

Why institutions choose Traxion

  • Fast

    Live in weeks, not years.

    Our platform is already built and already running for other institutions. Your project is configuration and integration, not a fresh build.

  • Affordable

    Priced for a rural bank, not just a big bank.

    You share the cost of one platform and one team with other institutions, so you pay a monthly fee instead of funding a whole IT department.

  • Proven

    More than a decade in Philippine finance.

    We've worked with government banks, rural banks, cooperatives, microfinance institutions and merchants across Luzon, the Visayas and Mindanao.

Licensed, certified and accountable

Certifications and Affiliations

With Traxion, your business is secured by global standards and regulated by the Philippines' top financial authorities.

Registered with the National Privacy Commission

Click or Scan QR to view · Last Updated: Jan 2026

Tell us what you need to run. We'll show you how fast it can go live.

Book a short call with our team. Bring your current setup and your plans; we'll come back with a scope, a timeline and a monthly price.

Enabling enablers since 2015.

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